What To Do When Filing A Claim

You can never have too much documentation Read More

Filing an Insurance ClaimThe main reason you buy tractor insurance is to protect your investment and minimize financial burden should you get into an accident or if damage occurs. But the process of filing a claim when something goes wrong can be difficult or overwhelming.

To ensure you’re fully covered when something happens to your tractor, there are a few things you can do so the process goes a lot smoother. As well, it will protect you and your investment should the insurance company dispute your claim.

Step 1: Make sure you take detailed documentation of the accident or incident. This includes taking clear photographs of the accident and the damage to your tractor. Take photos also of any other piece of property that may have been damaged, including other vehicles, equipment or stationary objects.

Step 2: Are there any witnesses? Be sure to take down names, numbers and statements. If your claim ever comes under scrutiny, you can use these witnesses as testimony to what happened to your tractor.

Step 3: File your claim. Contact your tractor insurance agent or provider to let them know that you are making a claim. Depending on the provider you have chosen, you may be able to file a claim online. Be sure to submit photographs, statements and police reports (if necessary). Your tractor insurance provider may decide to investigate your claim, but if you have the photographs and statements to back you up, the claim process should go smoothly.

These steps are to help you avoid a lengthy and drawn-out claims process, so you can collect the money needed to make the necessary repairs or replacements to your tractor. You can never have too much documentation and evidence to back your claim, so always err on the side of precaution. And be sure to keep two copies of everything, just in case the tractor insurance provider doesn’t send your documentation back to you.

The main reason you buy tractor insurance is to protect your investment and minimize financial burden should you get into an accident or if damage occurs. But the process of filing a claim when something goes wrong can be difficult or overwhelming.

To ensure you’re fully covered when something happens to your tractor, there are a few things you can do so the process goes a lot smoother. As well, it will protect you and your investment should the insurance company dispute your claim.

Step 1: Make sure you take detailed documentation of the accident or incident. This includes taking clear photographs of the accident and the damage to your tractor. Take photos also of any other piece of property that may have been damaged, including other vehicles, equipment or stationary objects.  

Step 2: Are there any witnesses? Be sure to take down names, numbers and statements. If your claim ever comes under scrutiny, you can use these witnesses as testimony to what happened to your tractor.  

Step 3: File your claim. Contact your tractor insurance agent or provider to let them know that you are making a claim. Depending on the provider you have chosen, you may be able to file a claim online. Be sure to submit photographs, statements and police reports (if necessary). Your tractor insurance provider may decide to investigate your claim, but if you have the photographs and statements to back you up, the claim process should go smoothly.  

These steps are to help you avoid a lengthy and drawn-out claims process, so you can collect the money needed to make the necessary repairs or replacements to your tractor. You can never have too much documentation and evidence to back your claim, so always err on the side of precaution. And be sure to keep two copies of everything, just in case the tractor insurance provider doesn’t send your documentation back to you.